Financial planning professional service on today to identify both risks and rewards in planning their tomorrow’s financial wealth. Whether they are in an accumulation, conservation, or retirement phase of their lives, a properly structured financial plan enables individuals to face any financial challenge that may emerge.
Through the financial planning process, we can help individuals and companies assess their financial needs and design strategies that will enable them to achieve their short-term and long-term goals and strengthen their financial security. This process facilitated through an initial evaluation, the creation of a strategic plan, implementation, and ongoing monitoring.
Initial Evaluation (The driving force behind a long-term plan)
In this first, critical phase we chart the financial course of our client by requesting comprehensive information from each client and evaluating the information provided. Proper consideration is given to both monetary and non-monetary goals. This essential phase is the driving force behind a long-term, successful financial plan.
Net-worth review
Investment performance evaluation
Goal setting
Estate and income tax overview
Asset allocation analysis
Risk tolerance assessment
Overall special needs analysis
Insurance needs analysis
Strategic Planning (Comprehensive planning for your tomorrow)
Once the needs and goals of our clients are understood, we work together with our clients to form a strategic plan to accomplish their future goals. We are there to guide our clients along the journey. As part of our comprehensive planning, we focus on the following strategic areas, as identified by each client.
Investments
Investment
Wealth preservation
Risk management
diversification
Wealth transfer
Income tax
Charitable giving
Business succession
Stock options
Retirement
Estate
Implementation
During the implementation phase, we execute our client’s strategic plan. This includes…investment allocation, income tax, charitable giving, estate tax, retirement, education, and special needs.
Ongoing Monitoring (The source of creative ideas and solutions towards building your tomorrow financial wealth)
The financial planning process is an ongoing and interactive partnership with our client in which we can continue to provide insights and refine the plan to reflect our client’s needs and goals — as agreed with each client. The plan is not just a report; it is a source of creative ideas and solutions to help our clients build tomorrow wealth.
1. Measure investment performance
2. Quarterly reporting
3. Continued strategic assessment and refinement, as requested by each client.
